Updated April 3, 2026.

The Facts

• Annual Fee: $95

• Signup Bonus: 100,000 points after spending $4,000 within 3 months of new account opening. This bonus is not available if you have this card or opened one within the last 48 months. In addition, you will only be approved for one Wells Fargo credit card every 6 months. Historical best bonus of this card: 100,000 points since introduced in 2026

• This card is only available to Wells Fargo Premier clients, requiring $250K or more in qualifying balances. No public application landing page or link. Contact your banker or find the application link in your online account if you are already a Wells Fargo Premier client.

• Rewards: 5x hotels, 4x airlines, 3x other travel & dining, and 1x everywhere else.

• Best Use of Wells Fargo Rewards points: Wells Fargo points can be redeemed for cash, merchandise, gift cards, travel, etc., at 1 cent per point (cpp). In addition, you may transfer Well Fargo points into miles/points of several frequent traveler programs, mostly at 1:1 ratio; the current transfer partners are Flying Blue (Air France and KLM), Avianca, British, Aer Lingus, Iberia, JetBlue, Virgin Atlantic, and Choice Hotels (1:2 ratio), and it is expected that the list will get longer in the future. Please see our featured review on several other more popular rewards programs that allow miles/points transfer. All your Wells Fargo Rewards points will be automatically pooled together in one rewards account, and Wells Fargo also allows one member to gift some points to another.

• Annual $50 statement credit for $50 minimum airline purchase.

• Visa Infinite Benefits: (1) Visa Infinite Privileges at Relais & Chateaux (a collection of 500+ high-end luxury boutique hotels worldwide): a VIP welcome at all hotels (unique to each property) and complimentary breakfasts at 120+ participating hotels. Visit relaischateaux.com/visainfinite-us for details. You will also be accelerated to its Club 5C status after staying 2 nights in a 12-month period. Relais & Chateaux's Club 5C is by-invitation only if you don't have a Visa Infinite and normally requires staying 15 nights per year; perks include room upgrades upon availability, and "Discovery Privilege" unique to each property. (2) Visa Signature Luxury Hotel Collection which offers perks including daily complimentary breakfasts for two, room upgrades upon availability, late checkout upon availability, $25 food and beverage credit per stay, free room wi-fi, and VIP amenities, at over 900 luxury hotels and resorts worldwide. You may book a hotel on VisaSignatureHotels.com and the rates are the same as BAR. Note that the coverage and perks are different from LHRC's, but some hotels participate in both programs. (3) Visa Infinite Luxury Hotel Collection which covers a subset (200+) of Visa Signature hotels but offers an extra property specific perk like a $75 food and beverage credit or a $100 spa/hotel/rate credit per stay. You may book a hotel a VisaInfiniteHotels.com, and the rates are the same as BAR. (4) Visa Infinite Car Rental Privileges at Avis, National, and SilverCar. (5) Visa Infinite 24/7 Concierge Service.

• Other Benefits: (1) Primary rental car collision coverage - note while most credit cards provide rental car insurance, they are secondary, meaning your personal insurance's collision damage coverage kicks in before the credit card's. Please see our featured review on credit cards that come with primary rental car insurance for details. (2) Waive foreign transaction fees. (3) Embedded EVM chip with the "Chip & PIN" technology which has much better acceptance worldwide than the previous "Chip & Signature" technology. (4) My Wells Fargo Deals for promotional savings at various merchants. (5) Autograph Card Exclusives for special ticket and event access.

• Consumer Protection: compared to Autograph Journey, this card adds a few protection benefits: primary rental car coverage mentioned above, extended warranty, purchase protection, and trip interruption and cancellation including delays and other non-medical reasons. Premier Autograph is also one of the very few credit cards that offers Cellphone Protection - you will be reimbursed up to $1,000 per claim with a $25 deductible when your cellphone is damaged or stolen. You don't need to purchase your cellphone with the card, but rather enjoy the coverage as long as you pay your cellphone bills with the card.

• History: Wells Fargo introduced this card in February 2026 for its Premier clients, as an enhanced version of Autograph Journey.

The Math
The card is essentially a Visa Infinite version of Autograph Journey Visa Signature with elevated signup bonus, consumer protection, and Visa Infinite benefits. When we crunched the numbers, Premier Autograph could be almost as good as Citi Strata Premier; however, we will not place it on the Top 10 List due to the high balance requirement for Wells Fargo Premier.
​
The Conclusion
With a $250K balance requirement for Wells Fargo Premier, this card adds too little to the regular Autograph Journey. We do hope their transfer partner list will get longer in the future, potentially increasing the value of this card.