Updated May 22, 2026.

The Facts

• Annual Fee: $350

• Signup Bonus: 90,000 miles after spending $5,000 within 4 months of new account opening. This bonus is not available if you have received a new account bonus for a Citi/AAdvantage Globe Mastercard account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi/AAdvantage Globe Mastercard account. Historical Best Bonus: (1) 90,000 miles in 2025 and 2026; (2) 60,000 miles in 2026.

• Application Landing Page

• Rewards: 6x miles on AAdvantage Hotels bookings, 3x on American Airlines purchases, 2x on dining & transit (including taxis, rideshare, and public transit), and 1x everywhere else. In addition, you earn 1 Loyalty Point per dollar spent on the card, which means you could achieve AAdvantage Gold status solely with the card by spending $30K, Platinum status by spending $75K, Platinum Pro status by spending $125K, or Executive Platinum status by spending $200K, in a calendar year.

• Best Use of AAdvantage miles: AAdvantage is the frequent flyer program of American Airlines, a member of oneworld alliance. AAdvantage miles are generally valuable when redeemed on American Airlines or it partners flights.

• Annual Statement Credits: (1) Up to $100 Splurge credit each calendar year on your choice of up to 2 of the following brands: 1stDibs, AAdvantage Hotels, Future Personal Training, and Live Nation. (2) Up to $100 in-flight purchases each calendar year. (3) Up to $240 Turo credit each calendar year (up to $30 in statement credits for each eligible Turo trip completed).

• American Airlines Benefits: (1) Each calendar year, receive 4 Admirals Club Globe Passes for access to nearly 50 Admirals Club lounges. Please see our featured review to learn more about airport lounge access. (2) Earn a $99 Companion Certificate starting in your second membership year upon card renewal. Companion certificate is good for a qualifying single round-trip main cabin domestic flight. Redeeming the certificate costs $99 for the ticketing fee, plus taxes and fees based on the itinerary. (3) Flight Streak Bonus: earn a 5,000 Loyalty Point bonus after every four qualifying American Airlines flights (up to 15,000 additional Loyalty Points each status qualification year). (4) Check the 1st bags free for you plus 8 passengers on your reservation. (5) Receive priority check-in, priority security screening, and priority boarding for you plus 8 passengers on your reservation.

• World Elite MasterCard Benefits: MasterCard Luxury Hotels & Resorts (a collection of 2,000+ luxury hotels worldwide that offer complimentary breakfasts for two, room upgrades upon availability, early check-in, late check-out, and a special amenity such as a certain amount of hotel credit up to $100 per stay, free internet, or welcome gift, etc.), MasterCard Travel & Lifestyle Services (offers for hotels, airfare, private jets, airport concierge, car rentals, chauffeured cars, cruise lines, tours, vacation packages, golf, sports and entertainment event tickets, etc.), complimentary ShopRunner membership (free two-day shipping and returns at participating stores), complimentary DoorDash benefits (3 months of complimentary DashPass membership & $5 off first two orders per month through 9/30/2022), monthly $5 Lyft credit after 3 rides each month, 5% discount for every HelloFresh order, $5 rewards for every $20+ Fandango purchase, the Dining Program (special amenities at participating restaurants), the Nightlife Program (exclusive access to and recognition at participating night clubs), Priceless Cities, Priceless Surprises, Priceless Causes, Priceless Golf, 24/7 World Elite concierge service, MasterCard Cellular Wireless Telephone Protection (up to $800 for a stolen or damaged phone as long as you charge your monthly cellphone bills to the card), MasterCard ID Theft Protection, etc.

• Other Benefits: (1) Waived foreign transaction fees. (2) Reimbursement for Global Entry or TSA PreCheck application fees (up to $120 every 4 years). (3) Citi Entertainment - special access to entertainment, sports, dining, and virtual events, in terms of presale and preferred tickets, exclusive offers, etc.

• History: Citi introduced this mid-tier AAdvantage credit card in October 2025 to fill the gap between Citi/AA Executive and Citi/AA Platinum Select cards.

The Math
The mid-tier AAdvantage has a rather high $350 annual fee. Obviously you can't take the total annual credits (up to $340) at face value; you need to do your math to see your value as an annual fee reducer. We currently value AA miles at 1.5 cents per point, so this card returns 1.5% travel rewards for general spending, which is not that impressive. However, if you need Loyalty Points (LP), this card becomes much more interesting in that not only does it allow you to accumulate LPs but the rewards return gets much more attractive. For example, if we value LP at 0.5 cent a piece, the card will return 2% for general spending, on par with the benchmark 2% cashback card like Fidelity Visa. In addition, you can enjoy the 6-3-2 bonus categories, Admiral Club passes x4, a $99 companion certificate, Flight Streak Bonus for additional LPs, and other perks.

As AA miles can now be transferred from Citi ThankYou points, you might want to check out a premium TY card such as Strata Premier and Strata Elite, both of which returns impressive travel rewards.

The Conclusion
Citi AA Globe is an interesting option for AA flyers who don't need the full Admiral Club membership but still want to accumulate Loyalty Points.